Privacy Policy

Last Updated: May 1, 2024

At InvestWisely, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website investwisely.com (the 'Website') or use our services. Please read this policy carefully to understand our practices regarding your personal data and how we will treat it.

1. Information We Collect

1.1 Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Register for an account
• Subscribe to our newsletter
• Fill out a contact form
• Participate in surveys or feedback forms
• Register for webinars or events

The personal information we may collect includes:

• Name
• Email address
• Phone number
• Postal address
• Payment information (if applicable)
• Professional information (job title, company)
• Investment preferences and goals

1.2 Automatically Collected Information

When you visit our Website, we may automatically collect certain information about your device and usage patterns, including:

• IP address
• Browser type and version
• Operating system
• Device type
• Pages visited and time spent on each page
• Referring website
• Search terms used to reach our site
• Interactions with our content

1.3 Cookies and Similar Technologies

We use cookies, web beacons, pixels, and similar tracking technologies to collect information about your browsing activities. These technologies help us analyze website traffic, customize content, and improve your experience. For more detailed information about our use of cookies, please see our Cookie Policy section below.

2. How We Use Your Information

We may use the information we collect for various purposes, including:

2.1 Providing and Improving Our Services

• Delivering the content, products, or services you request
• Personalizing your experience on our Website
• Developing and improving our Website, products, and services
• Processing transactions and managing your account
• Providing customer support

2.2 Communication

• Sending newsletters, updates, and marketing communications
• Responding to your inquiries, comments, or concerns
• Notifying you about changes to our Website, policies, or terms
• Sending administrative information, such as confirmation emails

2.3 Analysis and Research

• Analyzing usage patterns and trends
• Conducting market research and surveys
• Measuring the effectiveness of our content and marketing campaigns
• Generating aggregate, non-identifying analytics about how users interact with our Website

2.4 Security and Legal Compliance

• Protecting against, identifying, and preventing fraud and unauthorized transactions
• Enforcing our Terms of Service and other policies
• Complying with legal obligations and responding to legal proceedings
• Establishing, exercising, or defending our legal rights

3. How We Share Your Information

We may share your personal information with the following categories of third parties:

3.1 Service Providers

We may share your information with third-party service providers who perform services on our behalf, such as:

• Website hosting and maintenance
• Data analysis and processing
• Email delivery and customer relationship management
• Payment processing
• Marketing and advertising

These service providers are contractually obligated to use your information only for the purposes of providing services to us and in accordance with this Privacy Policy.

3.2 Business Partners

We may share your information with business partners with whom we jointly offer products or services. These partners are bound by confidentiality obligations and are restricted from using your information for any purpose other than providing these joint offerings.

3.3 Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency). We may also disclose your information to:

• Enforce our Terms of Service and other agreements
• Protect and defend our rights or property
• Prevent or investigate possible wrongdoing in connection with our services
• Protect the personal safety of users of our services or the public

3.4 Business Transfers

If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction. We will notify you via email and/or a prominent notice on our Website of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.

4. Your Rights and Choices

4.1 Access and Update

You can access and update certain personal information by logging into your account on our Website or by contacting us using the information provided in the 'Contact Us' section below.

4.2 Marketing Communications

You can opt out of receiving promotional emails from us by following the unsubscribe instructions included in each email. Please note that even if you opt out of receiving promotional emails, we may still send you administrative emails related to your account or our services.

4.3 Cookies

Most web browsers are set to accept cookies by default. You can usually choose to set your browser to remove or reject cookies. Please note that if you choose to remove or reject cookies, this could affect certain features or services of our Website.

4.4 Do Not Track Signals

Some browsers have a 'Do Not Track' feature that signals to websites that you visit that you do not want to have your online activity tracked. Our Website currently does not respond to 'Do Not Track' signals.

4.5 Data Protection Rights

Depending on your location, you may have the following data protection rights:

• The right to access, update, or delete your personal information
• The right to rectification (to correct inaccurate information)
• The right to object to our processing of your personal data
• The right to restriction (asking us to limit the processing of your information)
• The right to data portability (requesting a copy of your data in a usable format)
• The right to withdraw consent where processing is based on consent

To exercise these rights, please contact us using the information provided in the 'Contact Us' section below.

5. Data Security

We implement appropriate technical and organizational measures to protect the security of your personal information. However, please be aware that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

6. Data Retention

We will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your information to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our policies.

7. Children's Privacy

Our Website is not intended for children under the age of 18, and we do not knowingly collect personal information from children under 18. If you are a parent or guardian and you believe your child has provided us with personal information, please contact us, and we will delete such information from our files.

8. International Data Transfers

Your information may be transferred to and processed in countries other than the country in which you reside. These countries may have data protection laws that are different from the laws of your country. We have taken appropriate safeguards to ensure that your personal information remains protected in accordance with this Privacy Policy when transferred internationally.

9. Links to Third-Party Websites

Our Website may contain links to third-party websites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

10. Cookie Policy

10.1 What Are Cookies

Cookies are small text files that are placed on your computer or mobile device when you visit a website. They are widely used to make websites work more efficiently and provide information to the website owners.

10.2 Types of Cookies We Use

We use the following types of cookies:

• Essential Cookies: These cookies are necessary for the Website to function properly and cannot be switched off in our systems.
• Performance/Analytics Cookies: These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our Website.
• Functionality Cookies: These cookies enable the Website to provide enhanced functionality and personalization.
• Targeting/Advertising Cookies: These cookies may be set through our Website by our advertising partners to build a profile of your interests and show you relevant advertisements on other websites.

10.3 Managing Cookies

You can set your browser to refuse all or some browser cookies or to alert you when websites set or access cookies. If you disable or refuse cookies, please note that some parts of the Website may become inaccessible or not function properly.

11. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the 'Last Updated' date at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

12. Contact Us